Sunday, December 28, 2008

Teen Car Insurance In Delaware -- To Guarantee Their Safety And Also Get Cheaper Rates

Delaware Insurers consider teen drivers as the worst risks with respect to age groups. They have more car crashes than all other age groups and many parents would be relieved if they agree to NOT drive. For those who really do have such strong control over their kids, it may work.

Peer pressure makes it hard for them to be the only kids among their peers who aren't allowed to drive yet. So what can you do to both keep your teen safer and reduce the normally high car insurance premium they get? This write-up will help you...

Teenagers typically expect adult privileges but prefer kindergarten responsibilities. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.

Give your teen driver this set of rules and they will be the safer if they abide by it...

1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.

2) Make sure your teen promises never to drive at night. For those whom this may not be an option, teach your teen what to do and how to drive at night.

Those who drive in the night (between 9.00pm and 2.00am) run a bigger risk of having accidents.

3) Let them know the dangers of driving after drinking and have them promise never to drive after drinking. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.

4) Teach your teen the difference between a race track and a high way.

Make sure they are grounded if they ever get a speeding ticket.

5) You must always be told where they intend to drive to. It may be hard sometimes but there are place where your teen is better off using public transport.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. While you're doing those or even if you find them difficult to implement in your case, here's how any teen can get lower auto insurance rates: Get and compare quotes from five or more reputable quotes sites.

Here are trusted sites for auto insurance quotes...

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